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*Limited Time Adjustable Rate Mortgage ("ARM") Interest Rate starting at 3.50% / 5.465% APR (“Promotion”) valid on new home contracts entered as of 9/26/2025 – 10/18/2025 (“Promotion Period”) on select eligible Tampa Quick Move-in Homes that close on or before 11/15/2025 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 5.465% APR is based on an FHA 5/1 ARM, 30-year fully amortizing term, with a Total Purchase Price of $400,000 and a loan amount of $392,755 3.5% down payment and 741 median credit score. The initial starting interest rate is 3.50% for 60 months. After the initial period, the variable interest rate and payment may adjust every twelve months and equal the total of the 1 year Treasury CM index (3.610% as of 09/23/2025) plus a margin of 2.00%. The maximum change in the interest rate is up to 1% at the first adjustment, up to 1% every twelve months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 8.50%) and your payment will increase. Available for FHA loan limits, owner-occupied only. Mattamy Homes has locked in, through Mattamy Home Funding, Inc. (“Affiliated Lender”), an adjustable interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. For eligibility, Qualified Buyer must (1) pre-apply with Mattamy Home Funding, LLC. (“Affiliated Lender”) by visiting www.mattamyhf.com/ApplyOnline prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Offers may not be redeemed for cash or equivalent. Mattamy Home Funding, LLC is not acting on behalf of or at the direction of HUD/FHA or the federal government. Offers and incentives good while supplies last. Exclusions and limitations apply see Mattamy Homes New Home Counselor for details. Additional terms apply. Not valid on contract re-writes, transfers or for buyers who have had a previous contract with Mattamy Homes canceled for any reason. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Services not available in all states. Mattamy Home Funding, LLC, NMLS #64022, 495 N Keller RD, Ste 550A, Maitland, FL 32751, Licensed locations: FL # | www.nmlsconsumeraccess.org. **See Mattamy New Home Counselor for additional savings terms and conditions. Savings do not require the use of an affiliated lender. Savings amount varies by community, home and homesite. Valid on new home contracts entered as of 9/26/2025 – 10/18/2025 (“Promotion Period”) on select eligible Tampa Quick Move-in Homes that close on or before 11/15/2025 (each, an “Eligible Home”). . Offer is subject to change or withdrawal by Mattamy Homes at any time without notice. Offer may not be redeemed for cash or equivalent. Prices, specifications, terms, conditions, home site and plan availability are subject to change or revocation without prior notice or obligation. E.&O.E. ©2025 Mattamy Homes. All rights reserved. MATTPA1139

