Greatroom with pendant light, white cabinets, rug, curtains, door, refrigerator, window and wood flooring
 Elevation Front with window, door and garage
L-Shaped Kitchen with refrigerator, pendant light, oven, cooktop, door, painting, white cabinets and wood flooring

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Payment information is specific to Waxhaw Landing Lot 126 (1625 Honey Trail, Monroe, NC 28112) Limited Time Conventional 7/6 Adjustable Rate Mortgage ("ARM") Interest Rate starting at 3.75% / 5.547% APR (“Promotion”) valid on new home contracts entered as of 9/19/25 - 9/30/25 (“Promotion Period”) on select eligible Charlotte area Quick Move-in Homes that close on or before 11/30/25 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.48% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Purchase Price of $569,990 and a loan amount of $455,992, 20% down payment and 780 median credit score. The initial starting interest rate is 4.625% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average Standard Overnight Financing Rate (“SOFR”) index (4.370% as of 9/10/25) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 9.625%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only. Mattamy Homes has locked in, through Mattamy Home Funding, Inc. (“Affiliated Lender”), an adjustable interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to 3.0% of Total Purchase Price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund, discount points, up to one year HOA dues, closing costs and/or pre-paids.
For eligibility, Qualified Buyer must (1) pre-apply with Mattamy Home Funding, LLC. (“Affiliated Lender”) by visiting www.mattamyhf.com/ApplyOnline prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Offers may not be redeemed for cash or equivalent. Offers and incentives good while supplies last. Exclusions and limitations apply see Mattamy Homes New Home Counselor for details. Additional terms apply. Not valid on contract re-writes, transfers or for buyers who have had a previous contract with Mattamy Homes canceled for any reason. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Services not available in all states. Mattamy Home Funding, LLC, NMLS #64022,495 N Keller RD, Ste 550A, Maitland, FL 32751, Licensed locations: NC #L-153843 | SC # MLS – 64022 | www.nmlsconsumeraccess.org. Offer good for a limited time only. Mattamy Homes reserves the right to change or withdraw any offer at any time. Prices, specifications, terms and conditions subject to change without notice. Contact a Mattamy Homes New Home Counselor for home purchase details. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Offer void where prohibited or otherwise restricted by all applicable state and federal laws. Visit MattamyHomes.com or see a Mattamy New Home Counselor for further details and important legal disclaimers. Mattamy Home Funding, LLC is not acting on behalf of or at the direction of HUD/FHA or the federal government. Additional terms apply. This is not an offer in states where registration is required. Void where prohibited by law. All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, availability and terms and conditions subject to change without notice. For more information on available homes and incentives, see a Mattamy New Home Counselor for full details.E.&O.E.©2025 Mattamy Homes. All rights reserved. MATCLT900
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